WEBSITEPOLICY

About this Website Policy

This website policy applies to this website, whichis operated on behalf of Pathway Mortgage & Finance Pty Ltd ABN 57 106 267 145 and its related bodiescorporate (we, us and our).  

We are committed to protecting your privacy.

This policy explains how your personal informationwill be treated as you access and interact with this website. 

Our website privacy policy may change from time totime.

 

Collection and use of information

We may collect personal information from you directly or via your useof our services.   We will only collectpersonal information which is reasonably necessary for, or directly related to,our functions or activities.

 

Sensitive information

Sensitive informationis any information about a person’s racial or ethnic origin, political opinion,membership of a political association, religious beliefs or affiliations,philosophical beliefs, membership of a professional or trade association,membership of a trade union, sexual preferences or practices, criminal recordor health information.

We will not ask you todisclose sensitive information, but if you elect to provide sensitiveinformation it will also be captured and stored.

 

Information from third parties

Our website alsocontains links to the websites of third party providers of goods and services (Third Party websites). If you haveaccessed Third Party websites through our website and if those third partiescollect information about you, we may also collect or have access to thatinformation as part of our arrangements with those third parties

Where you access aThird Party website from our website, cookie information, information aboutyour preferences or other information you have provided about yourself may beshared between us and the third party.

 

Advertising and tracking

When you view ouradvertisements on a Third Party website, the advertising company uses 'cookies'and in some cases 'web beacons' to collect information such as:

·                    the server your computer is logged onto;

·                    your browser type;

·                    the date and time of yourvisit; and

·                    the performance of their marketing efforts.

When you access ourwebsite after viewing one of our advertisements on a Third Party website, theadvertising company collects information on how you utilise our website (egwhich pages you view) and whether you complete an online application.

 

Cookies

We use ‘cookies’ toprovide you with better and more customised service and with a more effectivewebsite.

A ‘cookie’ is a smalltext file placed on your computer by our web page server. A cookie can later beretrieved by our webpage servers. Cookies are frequently used on websites andyou can choose if and how a cookie will be accepted by configuring yourpreferences and options in your internet browser.

We use cookies fordifferent purposes such as:

·                    to allocate a unique number to your internet browsers;

·                    to customise our websitefor you;

·                    for statistical purposes;

·                    to identify if you haveaccessed a Third Party Website; and

·                    for security purposes.

 

IP addresses

Your IP address is theidentifier for your computer when you are using the internet.

It may be necessary forus to collect your IP address for your interaction with various parts of ourwebsite.

 

Online applications

When you send acompleted online application to us, we retain the information contained in thatapplication.  We are able to then usethat information to provide any financial services that you require.

You can also suspendand save online applications, so you can complete and send the applications ata later time. If you suspend or save your application, the information that youhave entered will be retained in our systems so that you may recover theinformation when you resume your application. Online applications that havebeen suspended or saved may be viewed by us.

 

Security of information

The security of your information is very important to us.

We regularly reviewdevelopments in security and encryption technologies. Unfortunately, no datatransmission over the internet can be guaranteed as totally secure. 

We take all reasonable steps to protect the information in our systemsfrom misuse, interference, loss, and any unauthorised access, modification ordisclosure.

If we no longer require your information, and we are legally permittedto, we will take all reasonable steps to destroy or de-identify theinformation.

We take reasonablesteps to preserve the security of cookie and personal information in accordancewith this policy. If your browser is suitably configured, it will advise youwhether the information you are sending us will be secure (encrypted) or notsecure (unencrypted).

 

Direct marketing

We will not use or disclosesensitive information about you for direct marketing purposes unless you haveconsented to that kind of use or disclosure.

We may use your personal information for direct marketingpurposes.  If you do not wish to receive direct marketing communications from us or from other organisations, orwish to know the source of the information being used, you may submit arequest.  We will respond to your requestas soon as practicable.

 

Disclosure to overseas entities

We do not generally disclose personalinformation obtained from cookies to overseas entities in the course of ouractivities.

 

 Please contact us on 08 8331 0316 if you would like furtherinformation.